Investment Tools

Buy vs Rent Calculator

If you're thinking about buying a property instead of continuing to rent, use our buy-to-rent calculator to help you determine which option is more beneficial for you.

Your Details

Annual Rent (AED) *

Property Price (AED) *

Down Payment (%)

Mortgage Period (years)

Annual Price Growth (%)

Annual Rent Growth (%)

Verdict over 25 years

Buying is cheaper

by AED 5,986,720 over 25 years

Monthly Cost Comparison

Buy Monthly

AED 6,414

Rent Monthly

AED 7,500

Cost Breakdown over 25 years

Down PaymentAED 375,000

Loan AmountAED 1,125,000

Total Rent CostAED 3,281,334

Total Buy CostAED 1,999,146

Property Value at end+ AED 5,079,532

Net Buy Cost (after sale)AED -2,705,386

Still deciding?

Our property experts will connect you with our trusted mortgage partners to help you find the best mortgage rate for your home purchase.

*Calculator uses an estimated mortgage rate of 4.75% and 0.2% annual maintenance. Actual rates may vary. This tool is for guidance only.